The Black History Card is more than just a pre-paid
debit card, it is a movement that allows our culture to celebrate
our past, present, and future together. Learn
more
Direct deposit is a service that allows
you to authorize your employer or benefits provider
to electronically send your pay directly to us for deposit
into your prepaid account.
1. Ask your employer or benefits provider
if direct deposit is available.
2. Download a direct deposit form and fill out your
account information.
3. Submit your deposit form to your employer or benefits
provider.
Yes. Most employers and benefits providers
offer direct deposit as an option to get your money.
Check with your employer or benefits provider to verify.
When will the money
from my payroll check be available with direct deposit?
Payroll checks received by direct deposit
are available the same business day they are received
by us. The date is typically on your payday if your
payday is a normal business day.
The Black History Card offers direct
deposit at no cost for Deluxe account holders. This
service is easy to set up and a convenient way to access
your cash immediately without paying check cashing fees.
Can I use direct deposit
to deposit my tax refund?
Yes. You can deposit your tax refund
or other one time payments from institutions that offer
direct deposit. Use the routing number and Direct Deposit
Account (DDA) number provided on your direct deposit
form. There is a direct deposit limit of $5,000 so if
you expect your tax refund to be more than $5,000 you
should not set up direct deposit because the deposit
will be refused.
What happens
to my direct deposit if I change jobs?
The payments from your previous job
will stop automatically. To restart direct deposit with
your new employer, fill out another direct deposit form,
sign it and hand it to your new employer.
